Getting a Personal Loan for 18-Year Olds in India is not very easy, but it is possible if you meet basic rules. Most lenders want to see that you earn some money from a job or part-time work. This helps them know you can repay the loan. Young people can use a personal loan for college fees, online courses, mobile phones, or urgent needs. To apply, you usually need a bank account, Aadhaar card, and PAN card. Some loan apps and NBFCs give small loans with an online process. Before taking a loan, always check the interest rate and repayment time. Borrow only the amount you really need and pay your EMI on time. This will help you build a good credit score from a young age.
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