Where to Find the Best Deals on Affordable Loans
Be on the lookout for origination fees, application fees, or prepayment penalties. An affordable loan should have minimal to no fees.
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Fixed vs. Variable Rates: A fixed-rate loan offers predictable monthly payments for the life of the loan, which is great for budgeting. A variable-rate loan might start with a lower interest rate, but it can increase over time, which carries more risk.
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